:root {
  --navy: #173b59;
  --navy-deep: #0c293f;
  --blue: #315f82;
  --red: #ee3428;
  --red-dark: #d62a20;
  --sky: #e8f3f8;
  --ice: #f5f9fb;
  --white: #ffffff;
  --ink: #102a3d;
  --muted: #5f7382;
  --line: #dce7ed;
  --shadow: 0 24px 60px rgba(14, 48, 72, 0.13);
  --radius-lg: 32px;
  --radius-md: 22px;
  --container: 1180px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 90px; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
button, input, select { font: inherit; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
.skip-link { position: fixed; left: 16px; top: -60px; z-index: 1000; background: var(--navy-deep); color: white; padding: 10px 16px; border-radius: 8px; }
.skip-link:focus { top: 16px; }

.topbar { background: var(--navy-deep); color: rgba(255,255,255,.82); font-size: .82rem; letter-spacing: .02em; }
.topbar-inner { min-height: 36px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.topbar a { color: white; font-weight: 700; }

.site-header { position: sticky; top: 0; z-index: 100; background: rgba(255,255,255,.94); backdrop-filter: blur(16px); border-bottom: 1px solid rgba(23,59,89,.08); }
.header-inner { min-height: 82px; display: flex; align-items: center; justify-content: space-between; gap: 28px; }
.brand { display: inline-flex; align-items: center; gap: 12px; min-width: 205px; }
.brand img { width: 106px; height: auto; }
.brand span { color: var(--navy); padding-left: 12px; border-left: 1px solid var(--line); font-weight: 800; font-size: .78rem; line-height: 1.15; text-transform: uppercase; letter-spacing: .09em; max-width: none; white-space: nowrap; }
.nav { display: flex; align-items: center; gap: clamp(16px, 2vw, 30px); font-weight: 700; font-size: .91rem; }
.nav > a:not(.btn) { position: relative; }
.nav > a:not(.btn)::after { content: ""; position: absolute; left: 0; right: 100%; bottom: -8px; height: 2px; background: var(--red); transition: right .25s ease; }
.nav > a:not(.btn):hover::after, .nav > a:not(.btn):focus-visible::after { right: 0; }
.menu-toggle { display: none; border: 0; background: transparent; padding: 8px; cursor: pointer; }
.menu-toggle > span:not(.sr-only) { display: block; width: 24px; height: 2px; background: var(--navy); margin: 5px 0; transition: .2s ease; }

.btn { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 52px; padding: 0 24px; border: 0; border-radius: 14px; font-weight: 800; line-height: 1.15; cursor: pointer; transition: transform .2s ease, box-shadow .2s ease, background .2s ease; }
.btn:hover { transform: translateY(-2px); }
.btn-small { min-height: 42px; padding-inline: 18px; border-radius: 11px; background: var(--red); color: white; box-shadow: 0 10px 24px rgba(238,52,40,.2); }
.btn-primary { background: var(--red); color: white; box-shadow: 0 14px 28px rgba(238,52,40,.24); }
.btn-primary:hover { background: var(--red-dark); box-shadow: 0 17px 34px rgba(238,52,40,.3); }
.btn-secondary { background: var(--navy); color: white; }
.btn-light { background: white; color: var(--navy-deep); }

.hero { position: relative; overflow: hidden; background: linear-gradient(135deg, #f8fbfc 0%, #edf6f9 60%, #e6f1f5 100%); padding: 76px 0 88px; }
.hero-grid { display: grid; grid-template-columns: .93fr 1.07fr; align-items: center; gap: clamp(45px, 6vw, 82px); position: relative; z-index: 2; }
.hero-orbit { position: absolute; border: 1px solid rgba(49,95,130,.15); border-radius: 50%; pointer-events: none; }
.hero-orbit-one { width: 620px; height: 620px; right: -210px; top: -260px; }
.hero-orbit-two { width: 420px; height: 420px; right: -110px; top: -160px; }
.eyebrow, .kicker { display: inline-flex; align-items: center; gap: 9px; margin-bottom: 18px; color: var(--red); font-size: .76rem; font-weight: 900; letter-spacing: .12em; text-transform: uppercase; }
.eyebrow span { width: 26px; height: 2px; background: currentColor; }
.hero h1, .section h2, .bridge-inner h2 { margin: 0; font-family: Georgia, "Times New Roman", serif; font-weight: 700; letter-spacing: -.035em; line-height: 1.02; }
.hero h1 { font-size: clamp(2.85rem, 5.3vw, 4.85rem); max-width: 650px; }
.hero h1 em { display: block; color: var(--red); font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif; font-style: normal; font-weight: 800; letter-spacing: -.045em; line-height: 1.04; }
.hero-lead { margin: 26px 0 0; color: var(--muted); font-size: 1.14rem; line-height: 1.72; max-width: 620px; }
.hero-actions { display: flex; align-items: center; flex-wrap: wrap; gap: 26px; margin-top: 34px; }
.text-link { color: var(--navy); font-weight: 850; border-bottom: 1px solid rgba(23,59,89,.25); padding-bottom: 3px; }
.text-link span { display: inline-block; margin-left: 5px; transition: transform .2s ease; }
.text-link:hover span { transform: translate(3px,-3px); }
.hero-checks { display: flex; flex-wrap: wrap; gap: 12px 22px; list-style: none; padding: 0; margin: 34px 0 0; color: #466274; font-size: .88rem; font-weight: 650; }
.hero-checks li { display: flex; align-items: center; gap: 7px; }
.hero-checks li span { display: grid; place-items: center; width: 20px; height: 20px; border-radius: 50%; color: white; background: var(--navy); font-size: .69rem; }
.hero-visual { position: relative; padding: 8px 18px 26px 0; }
.hero-image-wrap { position: relative; border-radius: 70px 22px 70px 22px; overflow: hidden; box-shadow: var(--shadow); }
.hero-image-wrap::after { content: ""; position: absolute; inset: 0; box-shadow: inset 0 0 0 1px rgba(255,255,255,.34); border-radius: inherit; pointer-events: none; }
.hero-image-wrap > img { width: 100%; aspect-ratio: 1.23/1; object-fit: cover; }
.hero-badge { position: absolute; right: 20px; bottom: 20px; display: flex; align-items: center; gap: 11px; background: rgba(255,255,255,.93); backdrop-filter: blur(10px); border-radius: 16px; padding: 13px 16px; box-shadow: 0 14px 34px rgba(10,40,60,.16); }
.hero-badge .badge-icon { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 12px; background: #ffe9e6; color: var(--red); font-size: 1.55rem; }
.hero-badge strong, .hero-badge small { display: block; line-height: 1.25; }
.hero-badge strong { font-size: .85rem; }
.hero-badge small { margin-top: 3px; color: var(--muted); font-size: .72rem; }
.experience-card { position: absolute; left: -30px; bottom: 0; max-width: 178px; background: var(--navy); color: white; padding: 18px 20px; border-radius: 18px 18px 18px 4px; box-shadow: 0 18px 40px rgba(11,42,64,.24); }
.experience-card strong { display: block; font-family: Georgia, "Times New Roman", serif; font-size: 1.75rem; line-height: 1; }
.experience-card span { display: block; margin-top: 7px; color: rgba(255,255,255,.74); font-size: .73rem; line-height: 1.45; }

.trust-strip { background: var(--navy); color: white; }
.trust-grid { display: grid; grid-template-columns: repeat(3,1fr); }
.trust-grid > div { padding: 24px 30px; border-right: 1px solid rgba(255,255,255,.14); }
.trust-grid > div:first-child { padding-left: 0; }
.trust-grid > div:last-child { border-right: 0; }
.trust-grid strong, .trust-grid span { display: block; }
.trust-grid strong { font-size: .92rem; }
.trust-grid span { color: rgba(255,255,255,.6); font-size: .78rem; margin-top: 2px; }

.broker-story { position: relative; overflow: hidden; background: var(--navy-deep); color: white; }
.broker-story::before { content: ""; position: absolute; width: 520px; height: 520px; border: 1px solid rgba(255,255,255,.07); border-radius: 50%; right: -250px; bottom: -280px; }
.story-top { display: grid; grid-template-columns: 1.35fr .65fr; gap: clamp(50px, 8vw, 110px); align-items: end; }
.story-intro h2 { color: white; font-size: clamp(2.3rem, 4vw, 3.55rem); }
.story-intro p { max-width: 760px; margin: 24px 0 0; color: rgba(255,255,255,.84); font-size: clamp(1rem, 1.8vw, 1.25rem); line-height: 1.75; }
.story-intro p strong { color: white; }
.story-namecard { position: relative; padding: 26px; border: 1px solid rgba(255,255,255,.14); border-radius: 22px; background: rgba(255,255,255,.06); }
.story-namecard::after { content: ""; position: absolute; width: 9px; height: 9px; top: 22px; right: 22px; border-radius: 50%; background: var(--red); box-shadow: 0 0 0 7px rgba(238,52,40,.14); }
.story-namecard small, .story-namecard strong, .story-namecard span { display: block; }
.story-namecard small { color: white; font-weight: 900; font-size: .76rem; letter-spacing: .12em; text-transform: uppercase; }
.story-namecard strong { margin-top: 7px; font-family: Georgia, "Times New Roman", serif; font-size: 2.2rem; line-height: 1; }
.story-namecard span { margin-top: 13px; color: rgba(255,255,255,.58); font-size: .82rem; line-height: 1.5; }
.story-divider { position: relative; height: 18px; margin: 58px 0 48px; background: repeating-linear-gradient(110deg, var(--red) 0 12px, transparent 12px 22px); background-size: calc(50% - 22px) 16px; background-repeat: no-repeat; background-position: left center, right center; }
.story-divider::after { content: ""; position: absolute; inset: 0 0 0 50%; background: repeating-linear-gradient(110deg, var(--red) 0 12px, transparent 12px 22px); }
.story-divider span { position: absolute; z-index: 1; left: 50%; top: 50%; transform: translate(-50%,-50%); display: grid; place-items: center; width: 42px; height: 34px; color: white; background: var(--navy-deep); font-size: 1.25rem; }
.story-grid { position: relative; z-index: 1; display: grid; grid-template-columns: 360px minmax(0,1fr); gap: clamp(48px, 8vw, 100px); align-items: center; }
.story-photo { position: relative; width: 360px; max-width: 100%; margin: 0; }
.story-photo::before { content: ""; position: absolute; inset: 16px -16px -16px 16px; border: 1px solid rgba(255,255,255,.16); border-radius: 32px 14px 32px 14px; }
.story-photo img { position: relative; width: 100%; height: 320px; object-fit: cover; object-position: center 18%; border-radius: 32px 14px 32px 14px; box-shadow: 0 24px 55px rgba(0,0,0,.25); }
.story-photo figcaption { position: absolute; left: 20px; right: 20px; bottom: 18px; padding: 11px 14px; border: 1px solid rgba(255,255,255,.15); border-radius: 12px; color: white; background: rgba(8,31,48,.76); backdrop-filter: blur(10px); text-align: center; font-weight: 850; font-size: .79rem; letter-spacing: .03em; }
.story-photo figcaption span { margin-inline: 5px; color: white; }
.story-eyebrow { display: block; color: rgba(255,255,255,.7); font-weight: 850; font-size: .78rem; letter-spacing: .1em; text-transform: uppercase; }
.story-body h3 { margin: 12px 0 0; color: white; font-family: Georgia, "Times New Roman", serif; font-size: clamp(2.2rem, 4vw, 3.55rem); line-height: 1.04; }
.story-body p { max-width: 690px; margin: 22px 0 30px; color: rgba(255,255,255,.72); font-size: 1.02rem; line-height: 1.75; }

.section { padding: 104px 0; }
.section-heading { max-width: 790px; margin-bottom: 54px; }
.section-heading.centered { text-align: center; margin-inline: auto; }
.section-heading.compact { margin-bottom: 42px; }
.section h2 { font-size: clamp(2.3rem, 4vw, 3.55rem); }
.section-heading > p { max-width: 690px; margin: 22px auto 0; color: var(--muted); font-size: 1.03rem; }
.kicker.light { color: white; }

.operators { background: white; }
.logo-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; }
.logo-card { min-height: 138px; display: grid; place-items: center; background: white; border: 1px solid var(--line); border-radius: var(--radius-md); padding: 30px; box-shadow: 0 12px 30px rgba(20,59,84,.06); transition: transform .2s ease, box-shadow .2s ease, border-color .2s ease; }
.logo-card:hover { transform: translateY(-5px); border-color: #bed2dd; box-shadow: 0 18px 38px rgba(20,59,84,.1); }
.logo-card img { width: 100%; height: 64px; object-fit: contain; }
.logo-card:first-child img { height: 90px; }
.disclaimer { margin: 22px 0 0; color: #7a8b97; font-size: .76rem; text-align: center; }

.plan-section { position: relative; overflow: hidden; background: var(--navy-deep); color: white; }
.plan-section::before { content: ""; position: absolute; width: 460px; height: 460px; border: 1px solid rgba(255,255,255,.09); border-radius: 50%; right: -200px; bottom: -240px; }
.split-heading { max-width: none; display: grid; grid-template-columns: 1fr .8fr; gap: 80px; align-items: end; }
.split-heading p { color: rgba(255,255,255,.66); margin: 0; max-width: 510px; }
.plan-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; position: relative; }
.plan-card { min-height: 390px; display: flex; flex-direction: column; background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12); border-radius: 26px; padding: 30px; }
.plan-card.featured { background: var(--red); border-color: var(--red); }
.plan-icon { width: 50px; height: 50px; display: grid; place-items: center; border: 1px solid rgba(255,255,255,.25); border-radius: 50%; font-weight: 900; font-size: .76rem; }
.plan-label { margin-top: 50px; color: rgba(255,255,255,.66); font-weight: 850; font-size: .72rem; letter-spacing: .11em; text-transform: uppercase; }
.plan-card.featured .plan-label { color: rgba(255,255,255,.75); }
.plan-card h3 { margin: 13px 0 0; font-family: Georgia, "Times New Roman", serif; font-size: 1.65rem; line-height: 1.15; }
.plan-card p { color: rgba(255,255,255,.62); margin: 18px 0 26px; font-size: .9rem; }
.plan-card.featured p { color: rgba(255,255,255,.82); }
.plan-card a { margin-top: auto; font-weight: 800; }
.plan-card a span { float: right; font-size: 1.25rem; }

.benefits { background: var(--ice); }
.benefits-grid { display: grid; grid-template-columns: .9fr 1.1fr; gap: 9vw; align-items: center; }
.benefits-copy p { margin: 24px 0 32px; max-width: 540px; color: var(--muted); }
.benefit-list { border-top: 1px solid var(--line); }
.benefit-list article { display: grid; grid-template-columns: 56px 1fr; gap: 20px; padding: 28px 0; border-bottom: 1px solid var(--line); }
.benefit-list article > span { color: var(--red); font-family: Georgia, "Times New Roman", serif; font-size: 1.3rem; font-weight: 700; }
.benefit-list h3 { margin: 0; font-size: 1.06rem; }
.benefit-list p { margin: 7px 0 0; color: var(--muted); font-size: .9rem; }

.process { background: white; }
.process-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 22px; }
.process-card { position: relative; border-radius: var(--radius-md); background: linear-gradient(150deg, #eef6f8, #f8fbfc); padding: 34px; min-height: 240px; overflow: hidden; }
.process-card::after { content: ""; position: absolute; width: 120px; height: 120px; border: 1px solid rgba(49,95,130,.12); border-radius: 50%; right: -46px; top: -42px; }
.process-card strong { display: grid; place-items: center; width: 38px; height: 38px; border-radius: 50%; background: var(--navy); color: white; font-size: .84rem; }
.process-card h3 { margin: 36px 0 0; font-family: Georgia, "Times New Roman", serif; font-size: 1.4rem; }
.process-card p { margin: 11px 0 0; color: var(--muted); font-size: .9rem; }

.quote-section { background: white; padding-top: 30px; }
.quote-shell { position: relative; overflow: hidden; display: grid; grid-template-columns: .82fr 1.18fr; gap: 74px; background: var(--navy); color: white; border-radius: var(--radius-lg); padding: clamp(34px, 5vw, 70px); box-shadow: var(--shadow); }
.quote-shell::before { content: ""; position: absolute; width: 360px; height: 360px; border: 1px solid rgba(255,255,255,.08); border-radius: 50%; left: -190px; bottom: -220px; }
.quote-copy { position: relative; z-index: 1; }
.quote-copy p { margin: 22px 0 0; color: rgba(255,255,255,.67); }
.contact-note { display: flex; align-items: center; gap: 14px; margin-top: 34px; }
.contact-note > span { display: grid; place-items: center; width: 46px; height: 46px; border-radius: 14px; background: rgba(255,255,255,.1); color: white; font-size: 1.2rem; }
.contact-note small, .contact-note a { display: block; }
.contact-note small { color: rgba(255,255,255,.58); }
.contact-note a { font-weight: 850; font-size: 1.05rem; }
.quote-form { position: relative; z-index: 1; background: white; color: var(--ink); border-radius: 22px; padding: 30px; }
.form-row { display: grid; gap: 8px; margin-bottom: 18px; }
.form-grid { display: grid; grid-template-columns: 1fr .68fr; gap: 14px; }
.form-row label { font-size: .82rem; font-weight: 850; }
.form-row input, .form-row select { min-height: 52px; width: 100%; border: 1px solid #cbd9e0; border-radius: 12px; background: white; color: var(--ink); padding: 0 14px; outline: none; transition: box-shadow .2s ease, border-color .2s ease; }
.form-row input:focus, .form-row select:focus { border-color: var(--blue); box-shadow: 0 0 0 4px rgba(49,95,130,.12); }
.form-row input::placeholder { color: #99a7b0; }
.btn-submit { width: 100%; margin-top: 2px; }
.form-privacy { margin: 12px 0 0; color: #7b8d98; font-size: .72rem; text-align: center; }

.faq { background: var(--ice); }
.faq-grid { display: grid; grid-template-columns: .7fr 1.3fr; gap: 9vw; }
.faq-intro p { color: var(--muted); margin: 22px 0; }
.text-link.dark { color: var(--ink); }
.accordion { border-top: 1px solid var(--line); }
.accordion details { border-bottom: 1px solid var(--line); padding: 22px 0; }
.accordion summary { display: flex; align-items: center; justify-content: space-between; gap: 20px; list-style: none; cursor: pointer; font-weight: 850; font-size: 1.03rem; }
.accordion summary::-webkit-details-marker { display: none; }
.accordion summary::after { content: "+"; display: grid; place-items: center; flex: 0 0 auto; width: 30px; height: 30px; border-radius: 50%; background: white; color: var(--red); font-size: 1.2rem; box-shadow: 0 5px 16px rgba(20,59,84,.08); }
.accordion details[open] summary::after { content: "−"; }
.accordion details p { color: var(--muted); margin: 15px 45px 0 0; font-size: .92rem; }

.insurance-bridge { background: var(--red); color: white; padding: 50px 0; }
.bridge-inner { display: flex; align-items: center; justify-content: space-between; gap: 50px; }
.bridge-inner span { display: block; margin-bottom: 8px; color: rgba(255,255,255,.75); font-size: .77rem; font-weight: 900; letter-spacing: .11em; text-transform: uppercase; }
.bridge-inner h2 { font-size: clamp(1.8rem, 3vw, 2.65rem); max-width: 700px; }

.footer { background: #081f30; color: white; padding: 64px 0 26px; }
.footer-grid { display: grid; grid-template-columns: 1.45fr repeat(3,1fr); gap: 56px; }
.footer-brand img { width: 116px; filter: drop-shadow(0 4px 12px rgba(0,0,0,.16)); }
.footer-brand p { max-width: 330px; margin: 22px 0 0; color: rgba(255,255,255,.58); font-size: .88rem; }
.footer h3 { margin: 0 0 18px; font-size: .86rem; }
.footer-grid > div:not(.footer-brand) { display: flex; flex-direction: column; align-items: flex-start; gap: 9px; }
.footer a, .footer span { color: rgba(255,255,255,.58); font-size: .81rem; }
.footer a:hover { color: white; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; margin-top: 54px; padding-top: 24px; border-top: 1px solid rgba(255,255,255,.1); }
.footer-bottom span { font-size: .72rem; }

.floating-whatsapp { position: fixed; right: 22px; bottom: 22px; z-index: 90; display: flex; align-items: center; gap: 10px; min-height: 50px; background: #1fa855; color: white; padding: 0 18px 0 14px; border-radius: 999px; box-shadow: 0 12px 30px rgba(13,97,51,.28); font-size: .82rem; font-weight: 850; transition: transform .2s ease; }
.floating-whatsapp:hover { transform: translateY(-3px); }
.floating-whatsapp svg { width: 25px; height: 25px; fill: currentColor; }

@media (max-width: 1000px) {
  .menu-toggle { display: block; }
  .nav { position: absolute; top: 81px; left: 20px; right: 20px; display: none; align-items: stretch; flex-direction: column; gap: 0; background: white; border: 1px solid var(--line); border-radius: 18px; padding: 14px; box-shadow: var(--shadow); }
  .nav.open { display: flex; }
  .nav > a { padding: 12px; }
  .nav > a:not(.btn)::after { display: none; }
  .hero { padding-top: 56px; }
  .hero-grid { grid-template-columns: 1fr 1fr; gap: 42px; }
  .hero h1 { font-size: clamp(2.65rem, 5vw, 3.8rem); }
  .logo-grid { grid-template-columns: repeat(2,1fr); }
  .story-top { grid-template-columns: 1fr .55fr; gap: 45px; }
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; }
  .footer-grid > div:last-child { grid-column: 2 / 4; }
}

@media (max-width: 780px) {
  .container { width: min(calc(100% - 28px), var(--container)); }
  .topbar-inner span { display: none; }
  .topbar-inner { justify-content: center; }
  .header-inner { min-height: 72px; }
  .brand img { width: 90px; }
  .brand span { font-size: .67rem; }
  .nav { top: 71px; left: 14px; right: 14px; }
  .hero { padding: 48px 0 68px; }
  .hero-grid, .benefits-grid, .faq-grid, .quote-shell, .split-heading { grid-template-columns: 1fr; }
  .story-top, .story-grid { grid-template-columns: 1fr; }
  .story-top { gap: 30px; }
  .story-namecard { max-width: 360px; }
  .story-divider { margin: 42px 0 36px; }
  .story-grid { gap: 52px; }
  .story-photo { width: min(100%, 340px); margin-inline: auto; }
  .story-photo img { height: 300px; }
  .story-body { text-align: center; }
  .story-body p { margin-inline: auto; }
  .hero-copy { text-align: center; }
  .eyebrow { justify-content: center; }
  .hero h1 { font-size: clamp(2.55rem, 12vw, 4rem); }
  .hero-lead { font-size: 1.03rem; }
  .hero-actions, .hero-checks { justify-content: center; }
  .hero-visual { margin-top: 12px; padding: 0 0 24px; }
  .hero-image-wrap { border-radius: 48px 18px 48px 18px; }
  .experience-card { left: 10px; }
  .trust-grid { grid-template-columns: 1fr; padding: 8px 0; }
  .trust-grid > div, .trust-grid > div:first-child { padding: 15px 4px; border-right: 0; border-bottom: 1px solid rgba(255,255,255,.12); text-align: center; }
  .trust-grid > div:last-child { border-bottom: 0; }
  .section { padding: 76px 0; }
  .section-heading { margin-bottom: 38px; }
  .section h2 { font-size: clamp(2.15rem, 10vw, 3rem); }
  .split-heading { gap: 24px; }
  .plan-grid, .process-grid { grid-template-columns: 1fr; }
  .plan-card { min-height: 340px; }
  .plan-label { margin-top: 36px; }
  .benefits-grid { gap: 54px; }
  .quote-section { padding-top: 0; }
  .quote-shell { gap: 38px; border-radius: 24px; }
  .bridge-inner { align-items: flex-start; flex-direction: column; gap: 28px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 38px 24px; }
  .footer-grid > div:last-child { grid-column: auto; }
  .footer-brand { grid-column: 1 / -1; }
  .footer-bottom { flex-direction: column; }
}

@media (max-width: 520px) {
  .hero-actions { flex-direction: column; align-items: stretch; gap: 18px; }
  .hero-actions .text-link { align-self: center; }
  .hero-checks { align-items: flex-start; flex-direction: column; width: max-content; max-width: 100%; margin-inline: auto; }
  .hero-badge { right: 10px; bottom: 10px; }
  .experience-card { max-width: 156px; padding: 14px 16px; }
  .experience-card strong { font-size: 1.42rem; }
  .logo-grid { grid-template-columns: 1fr; }
  .logo-card { min-height: 112px; }
  .form-grid { grid-template-columns: 1fr; gap: 0; }
  .quote-form { padding: 22px 18px; }
  .floating-whatsapp span { display: none; }
  .floating-whatsapp { width: 54px; height: 54px; padding: 0; justify-content: center; }
  .footer-grid { grid-template-columns: 1fr; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { transition-duration: .01ms !important; animation-duration: .01ms !important; animation-iteration-count: 1 !important; }
}